Regulatory compliance management
software for India
A single platform to track regulatory obligations, monitor compliance status, manage audits, and stay ahead of regulatory changes. Built for Indian financial institutions navigating RBI, SEBI, IRDAI, and state-level regulations across multiple locations.
What you are dealing with today.
Compliance is tracked in spreadsheets and emails
Regulatory obligations are scattered across Excel files, shared drives, and email chains. Nobody has a single view of what is due, what is overdue, and who is responsible. Deadlines are missed because reminders live in someone's calendar.
Regulatory changes arrive faster than you can process them
RBI, SEBI, and IRDAI issue hundreds of circulars, notifications, and guidelines each year. Compliance teams struggle to identify which changes affect their business and what actions are required.
Audit preparation consumes weeks of productive time
When an internal or regulatory audit approaches, teams scramble to collect evidence, compile reports, and fill gaps. The same documents are gathered repeatedly because there is no centralised repository.
From setup to results.
Map your regulatory obligations
Load your compliance requirements by regulator, entity type, and geography. Compliance OS comes pre-loaded with common RBI, SEBI, and IRDAI obligations for financial institutions. Customise for your specific licences and operations.
Regulatory Map
Add Obligation| Regulation | Section | Owner | Due | Status |
|---|---|---|---|---|
| RBI Master Direction | KYC/AML | ASAmit | 30 Sep | On Track |
| SEBI LODR | Disclosure | NRNeha | 15 Oct | On Track |
| Companies Act | Board Meeting | RPRaj | 28 Sep | Due Soon |
Assign owners and set deadlines
Each obligation is assigned to a responsible person or team with clear deadlines. Automated reminders escalate as deadlines approach. Dashboard shows real-time compliance status across all obligations.
Task Board
Assign| Task | Owner | Regulation | Due | Priority |
|---|---|---|---|---|
| KYC re-verification batch | ASAmit | RBI | 28 Sep | High |
| Board resolution filing | NRNeha | MCA | 30 Sep | Medium |
| AML training completion | RPRaj | PMLA | 30 Sep | Low |
Monitor regulatory changes automatically
AI monitors regulatory websites, gazettes, and circulars for changes relevant to your business. New requirements are flagged with impact analysis and suggested actions. Your team reviews and converts them into compliance tasks.
Change Monitor
ScanningPublished: 22 Sep 2026 · Compliance deadline: 31 Dec 2026
| Change | Source | Date | Impact | Status |
|---|---|---|---|---|
| Digital lending KYC | RBI | 22 Sep | Medium | Review |
| ESG disclosure | SEBI | 18 Sep | Low | Assessed |
| DPDPA update | MeitY | 15 Sep | High | Action Required |
Generate audit-ready evidence and reports
All compliance actions, approvals, and evidence are stored with timestamps and audit trails. Generate board-level compliance reports, regulator-specific returns, and audit packs with one click.
Audit Dashboard
Generate Report| Audit | Type | Date | Findings | Status |
|---|---|---|---|---|
| Internal Audit Q3 | Internal | Aug 2026 | 0 findings | Closed |
| RBI Inspection | Regulator | Jul 2026 | 2 minor | Resolved |
What you get.
Obligation register and tracking
A centralised register of all regulatory obligations mapped by regulator, entity, and jurisdiction. Each obligation has an owner, deadline, status, and evidence trail. Filters let you see what is due this week, this month, or overdue.
Compliance Rate
Regulatory change monitoring
AI scans RBI, SEBI, IRDAI, MCA, and state regulator publications daily. Relevant changes are flagged and linked to your existing obligations. Impact assessment notes help compliance teams prioritise action.
AI Scanner
ActiveRisk assessment and scoring
Assess compliance risk across business units, branches, and regulatory domains. Risk scores are calculated based on obligation criticality, past compliance history, and control effectiveness.
Risk Matrix
Audit management
Plan, execute, and track internal and regulatory audits. Link audit findings to compliance obligations. Track remediation actions with deadlines and evidence. Maintain a complete audit history.
Evidence Library
Board and management reporting
Generate board-level compliance reports, quarterly compliance summaries, and regulator-specific returns. Reports pull live data from the obligation register, so they are always current.
MIS Reports
| Report | Frequency | Last Generated |
|---|---|---|
| Compliance MIS | Monthly | 24 Sep |
| Risk Dashboard | Weekly | 22 Sep |
| Board Pack | Quarterly | 30 Sep |
Multi-entity and multi-location
Manage compliance across multiple entities (holding company, subsidiaries, branches) from one platform. Each entity can have its own obligation set while sharing common policies and reporting structures.
Entity View
| Entity | Regulations | Compliance | Status |
|---|---|---|---|
| Bank HQ | 42 | 96% | Online |
| NBFC Subsidiary | 28 | 92% | Online |
| Insurance Arm | 35 | 94% | Online |
Watch a quick demo.
Compliance OS in 60 seconds.
What it looks like in practice.
NBFC in Delhi with operations across 8 states
The 4-person compliance team was tracking obligations across RBI, state money lending acts, and FEMA in 12 different spreadsheets. Three regulatory deadlines were missed in a single year, resulting in show-cause notices. Audit preparation took 3-4 weeks each time.
Audit preparation time reduced by 60%. The compliance team now spends more time on risk assessment and less on chasing documents and deadlines. Board compliance reporting is generated in minutes instead of days.
"We used to dread the last week of every quarter because that is when we discovered what we had missed. Now the dashboard shows us exactly where we stand every single day. The show-cause notices stopped." — After the first full year.Neha Gupta, Head of Compliance, NBFC
Works with your existing tools.
Enterprise-ready from day one.
Deployment options
- Cloud-hosted SaaS accessible from any browser
- On-premise deployment for institutions requiring local data storage
- Multi-entity support with consolidated dashboards
- Mobile access for compliance officers in the field
- Scales from single-entity to group-level deployments
Security and compliance
- Data encrypted at rest and in transit
- Role-based access with segregation of duties
- Complete audit trail for all actions and approvals
- Data hosted in Indian data centres
- SOC 2 Type II aligned security practices
Clear pricing. No surprises.
Pricing depends on your team size, deployment, and support needs.
Single entity. Multi-entity and group pricing available on request. Includes obligation tracking, regulatory monitoring, audit management, and reporting. GST extra.
INCLUDES
- Obligation register and tracking
- Regulatory change monitoring (AI-powered)
- Risk assessment and scoring
- Audit management module
- Board and management reporting
- Email and phone support
Built for specific needs.
Good fit
- NBFCs operating across multiple states with diverse regulatory requirements
- Co-operative banks preparing for or responding to RBI inspections
- Insurance intermediaries and brokers under IRDAI oversight
- Financial services groups managing compliance across multiple entities
- Any regulated institution tracking compliance in spreadsheets today
Not designed for
- Startups not yet subject to financial regulation
- Businesses regulated only under GST and Companies Act (a general compliance tool may suffice)
- Large banks already using enterprise GRC platforms like MetricStream or Archer
- Non-financial companies without sector-specific regulatory obligations
How much does Compliance OS cost?+
Pricing starts at ₹55,000 per month for a single entity. Multi-entity and group pricing is available on request and depends on the number of entities, users, and regulatory jurisdictions. Contact us for a quote.
How long does implementation take?+
A single-entity deployment is typically live within 3-4 weeks, including obligation mapping, user setup, and training. Multi-entity rollouts take 6-8 weeks depending on complexity.
Which regulators does it cover?+
Compliance OS comes pre-loaded with obligations for RBI (banks and NBFCs), SEBI (market intermediaries), and IRDAI (insurance). MCA, FEMA, and state-level regulations can be added. Custom regulatory frameworks are supported.
How does regulatory change monitoring work?+
AI scans official regulator websites, gazettes, and circular repositories daily. When a relevant change is detected, it is flagged in your dashboard with a summary, impact analysis, and links to affected obligations. Your compliance team reviews and takes action.
Can it replace our current GRC tool?+
Compliance OS is designed for Indian financial institutions and focuses on regulatory compliance rather than broad enterprise GRC. It is a strong fit if your current tool is not India-specific or if you are using spreadsheets. Large institutions using mature GRC platforms like MetricStream may use Compliance OS as a specialised overlay for Indian regulatory tracking.
Does it integrate with Banking OS and AML?+
Yes. Compliance OS integrates with Banking OS for banking compliance data and with AML Transaction Monitoring for AML/CFT compliance status. Together, they provide a complete compliance picture for co-operative banks and NBFCs.
How does it help during RBI inspections?+
The system generates inspection-ready reports showing obligation compliance status, evidence of actions taken, audit findings and remediation, and regulatory filing history. Inspectors can be given read-only access to relevant sections if your institution permits.
Is our data secure?+
All data is encrypted at rest and in transit. Role-based access ensures segregation of duties. A complete audit trail records every action, approval, and change. Data is hosted in Indian data centres.
Related guides.
AML compliance in India with AI automation
How AI reduces false positives and speeds up suspicious transaction reporting.
Read the guideEnterprise knowledge that stays useful
How to build compliance knowledge systems that stay current.
Read the guideFrom AI prototype to production
What changes when you move a compliance tool from pilot to production.
Read the guideCompliance OS.
Let's set it up.
Book a 20-minute demo, get a quote, or just ask a question.
Our team in Chennai responds within one working day.